The FHA loan limit for 2024 in Humboldt County is $498,257.

  • The limit above is based on a 1-unit property.

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Loans above $498,257 for a 1-unit property in Humboldt County would not qualify for FHA financing.

FHA financing is possible on 2-4 unit properties as well.  Here are the FHA loan limits for multi-unit properties in Humboldt County…

  • 2-unit property – $637,950
  • 3-unit property – $771,125
  • 4-unit property – $958,350

Click Here for Conforming Loan Limits for Humboldt County 2024

If you are looking for a loan over $498,257 for a 1-unit property, you can explore conventional financing in Humboldt County, where the conforming loan limit is $766,550.

If you are looking to purchase a home or refinance an existing home, we would love to work with you!  We are EXTREMELY competitive on FHA loans.

Most lenders earn 2-3 points (2-3% of your loan amount) or more on FHA loans.  We earn 1% of your loan amount (paid by the lender), and we do not charge any loan processing fees.  This is substantially less than 99% of the lenders out there, and any lender who can beat us on rate will lack the service we provide.

Along with offering lower FHA rates than competing lenders, we also offer rates with lender credits to apply toward closing costs.  Not all lenders offer rates that come with lender credits.

If you are looking for a purchase loan or a refinance in Humboldt County, we would love to work with you!  We can close a purchase loan in as little as 10 days and refinances in 15 days.  You won’t find a lower rate and better service than Community First Mortgage.

Check out our reviews on Yelp!

 

Date UpdatedTime
Mar 28, 20242:14 PM
(Rates subject to change without notice)
Loan TypeLoan PurposeLoan TermInterest RateAPRPoints
ConformingPurchase30 year fixed6.125%6.261%1.155
ConformingPurchase30 year fixed6.490%6.531%0.153
ConformingPurchase20 year fixed5.990%6.072%0.379
ConformingPurchase15 year fixed5.500%5.660%0.758
FHAPurchase30 year fixed5.750%6.504%0.154
VAPurchase30 year fixed5.750%5.997%0.204

Conforming

30 Year Fixed

InterestAPRPoints
6.125%6.261%1.155
6.490%6.531%0.153

20 Year Fixed

InterestAPRPoints
5.990%6.072%0.379

15 Year Fixed

InterestAPRPoints
5.500%5.660%0.758

FHA

30 Year Fixed

InterestAPRPoints
5.750%5.997%0.204

VA

30 Year Fixed

InterestAPRPoints
5.750%6.504%0.154

Loan Assumptions

Community First Mortgage has been in business since 1986 in the same building right here in Westlake Village.  Check out our reviews on Yelp!

Request a free personalized rate quote by clicking the buttons below and see how much you can save!