The FHA loan limit for 2023 in San Bernardino County is $644,000.
- The limit above is based on a 1-unit property.
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Loans above $644,000 for a 1-unit property in San Bernardino County would not qualify for FHA financing.
FHA financing is possible on 2-4 unit properties as well. Here are the FHA loan limits for multi-unit properties in San Bernardino County…
- 2-unit property – $824,450
- 3-unit property – $996,550
- 4-unit property – $1,238,500
Click Here for Conforming Loan Limits for San Bernardino County 2023
If you are looking for a loan over $644,000 for a 1-unit property, you can explore conventional financing in San Bernardino County, where the conforming loan limit is $726,200.
If you are looking to purchase a home or refinance an existing home, we would love to work with you! We are EXTREMELY competitive on FHA loans.
Most lenders earn 2-3 points (2-3% of your loan amount) or more on FHA loans. We earn 1% of your loan amount (paid by the lender), and we do not charge any loan processing fees. This is substantially less than 99% of the lenders out there, and any lender who can beat us on rate will lack the service we provide.
Along with offering lower FHA rates than competing lenders, we also offer rates with lender credits to apply toward closing costs. Not all lenders offer rates that come with lender credits. Check out our rates below and request a custom rate quote today!
| Date Updated | Time |
|---|---|
| Sep 22, 2023 | 11:47 AM |
| Loan Type | Loan Purpose | Loan Term | Interest Rate | APR | Points |
|---|---|---|---|---|---|
| Conforming | Purchase | 30 year fixed | 6.500% | 6.654% | 1.308 |
| Conforming | Purchase | 30 year fixed | 6.875% | 6.942% | 0.399 |
| Conforming | Purchase | 20 year fixed | 6.500% | 6.626% | 0.709 |
| Conforming | Purchase | 15 year fixed | 5.875% | 6.075% | 0.999 |
| FHA | Purchase | 30 year fixed | 6.125% | 6.910% | 0.423 |
| VA | Purchase | 30 year fixed | 6.125% | 6.425% | 0.693 |
Conforming
30 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 6.500% | 6.654% | 1.308 |
| 6.875% | 6.942% | 0.399 |
20 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 6.500% | 6.626% | 0.709 |
15 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 5.875% | 6.075% | 0.999 |
FHA
30 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 6.125% | 6.425% | 0.693 |
VA
30 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 6.125% | 6.910% | 0.423 |
Community First Mortgage has been in business since 1986 in the same building right here in Westlake Village. Check out our reviews on Yelp!
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