On our website, we have multiple pages with mortgage rate tables that include interest rates and APR for various loan scenarios. Below are the loan assumptions our rates and APR.
Purchase Rates and APR:
- Conventional 30, 20, and 15-year fixed rates are based on a $1,008,125 sales price, 20% down ($201,625), $806,500 loan amount (low balance conforming loan limit), purchase loan, 780+ credit score, single-family home, primary residence, 30-day rate lock.
- FHA rates above are based on a $836,000 sales price (purchase loan), ~3.5% down ($29,500), $806,500 base loan amount, 1.75% upfront mortgage insurance premium (1.75% of the loan amount) is financed in the loan giving you a total loan amount of $820,613, 680 credit score, single-family home, primary residence, 30-day rate lock.
- VA rates above are based on a $806,500 sales price, 0% down, $806,500 base loan amount, 2.15% upfront fee to VA financed in total loan amount ($823,839), 660 credit, purchase loan, primary residence, 30 day rate lock.
- Jumbo rates are based on a $2,000,000 purchase price, 20% down ($400,000), $1,600,000 loan amount, 800+ credit score, single-family home, primary residence and a 30 day rate lock. Points are the net figure after accounting for any applicable lender credit and our origination charges.
- Title, escrow, recording and prepaid property taxes, homeowner’s insurance, and interest are not included in the APR calculation.
- Our fee is already included in any option we present, and we do not charge any loan processing fees.
- Rates are subject to change without notice.
- A completed application, credit report, and fully executed purchase contract are required before locking a rate.
- Not all borrowers will qualify for the rates quoted on our website.
Refinance Rates and APR:
