Community First Mortgage | #1 Mortgage Broker Ventura County

Here is what our clients are saying about us


Lisa J.Simi Valley, CA

I would like to give a huge THANK YOU to Mike Mitchell and his team at Community First Mortgage! They literally stepped in with only weeks to spare after our other lender fell through! We had a very difficult loan due to owning another rental property and Mike and his team stepped in and saved the loan!


Andre M.Encino, CA

She worked extremely well with the escrow company as well as my super agent. I'm still amazed...JB, I told you before, but I'm going to tell you again, you were the best thing that happened to us during our home purchase.


Lindsey H.Pasadena, CA

This is my first home and first time refinancing so I was not familiar with the process. Neil walked me through step by step and answered all of my many questions. I had also checked with a few other banks and lenders and Neil was able to get me the best rate...

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Why People Choose us

We have the experience to effectively guide you through the purchase or refinance process and avoid
potential problems along the way.


Feel like meeting your loan officer in person?  We're here for you!  Want to hand your confidential income and asset documentation to your loan officer?  We're here for you!  Want to discuss Survivor, Stranger Things, Game of Thrones or the NFL?  We are most definitely here for you!

Highly Rated

We take pride in our work and our reviews.  You will be hard-pressed to find a more well-reviewed local mortgage broker than us.  We strive to make you our next 5-star review!

aggressively priced

Everyone loves a local well-reviewed lender, but we also need to deliver on rate. We do this by charging less than our local competition and partnering with aggressively priced national lenders to bring you the best possible terms on your unique loan scenario.


Richard R. Burbank, CA

I should begin by saying I am writing about my second experience with Community First Mortgage and I am just as pleased this time as I was the first time...JB was always available and answered all my questions with patience. She answered every email fast...


Robert D.Camarillo, CA

Neil was able to get me a no-cost loan at a very competitive rate, and a slew of cash on top of that. With his suggestion, I will use that cash to pay off some old debt and revisit refinancing in about a year when my FICO score is more agreeable to an even lower interest rate.


Heather M.Porter Ranch, CA

We were first time homebuyers and weren't sure where to start. Mike and Val were honest and upfront. They provided great advice and guidance. Even better, they were very accessible and prompt with replies to emails and phone calls. They made the entire process extremely easy.

Helpful articles from the team at Community First

Step 1 - Get preapproved for a mortgage and determine what payment you are comfortable with.Most experienced Real Estate Agents will require or at least strongly urge perspective homebuyers to be preapproved for a mortgage before ...
Have you been seeing and hearing ads to refinance your mortgage? Wondering if a no-cost refinance is too good to be true? Well, as Mike explained, a no-cost refinance is certainly possible and if you can refinance your mortgage to...
There is no word in the English Language that carries more emotional baggage than "Free." We are introduced to Free at a very young age. We get a Free Toy in our Happy Meal. A Free lollipop at the doctor's office. A Free surprise in a cracker Jac...

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Even if we are not your best choice for a loan, we'll point you in the right direction.

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About Us

We're a small family business and we look forward to working with you!

Meet The Team

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