Community First Mortgage is a local mortgage broker located in Thousand Oaks, California since 1986. Our longevity in Ventura County can be attributed to both – excellent customer service and aggressively low mortgage rates not found at your big retail banks, credit unions, and large online lenders. We specialize in conventional, VA and FHA loans for both purchase and refinances and we take pride in guiding first-time homebuyers through the homebuying process.

  • The Home Purchase Process
    Sunday, November 18th, 2018

    The Home Purchase Process

    Step 1 – Get preapproved for a mortgage and determine what payment you are comfortable with. Most experienced Real Estate Agents will require or at least strongly urge perspective...
    Read More
  • Is Refinancing Worth It?
    Friday, November 16th, 2018

    Is Refinancing Worth It?

    Have you been seeing and hearing ads to refinance your mortgage? Wondering if a no-cost refinance is too good to be true? Well, as Mike explained, a no-cost refinance is...
    Read More
  • Is a Free Refinance Possible? Yes!
    Wednesday, November 14th, 2018

    Is a Free Refinance Possible? Yes!

    There is no word in the English Language that carries more emotional baggage than “Free.” We are introduced to Free at a very young age. We get a Free...
    Read More
  • Should I Use a Mortgage Broker or a Bank?
    Monday, November 12th, 2018

    Should I Use a Mortgage Broker or a Bank?

    It may seem counterintuitive to work through a mortgage broker. Whatever happened to “cutting out the middleman” and walking into a bank directly? How can you possibly benefit from...
    Read More
  • Pay Off a HERO Loan by Refinancing for Free
    Saturday, November 10th, 2018

    Pay Off a HERO Loan by Refinancing for Free

    Are you stuck with a HERO loan with a “Villian’s” high interest rate? Looking to lower your monthly mortgage payment by removing your HERO loan payment from your property...
    Read More