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Community First Mortgage is a local mortgage broker located in Thousand Oaks, California since 1986. Our longevity in Ventura County can be attributed to both – excellent customer service and aggressively low mortgage rates not found at your big retail banks, credit unions, and large online lenders. We specialize in conventional, VA and FHA loans for both purchase and refinances and we take pride in guiding first-time homebuyers through the homebuying process.

Thursday, September 17th, 2026

Mortgage Rates Today in California

Today’s Mortgage Rates in California, from the #1-Rated California Mortgage Broker (Rates subject to change without notice) Conforming 30 Year Fixed 20 Year Fixed 15 Year Fixed FHA 30...
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Thursday, September 10th, 2026

Mortgages for Software Engineers in California

Are you a software engineer in California buying or refinancing a home? You deserve the best mortgage terms. Work with a well-reviewed, competitively priced mortgage broker. Community First Mortgage...
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Friday, October 27th, 2023

A Pathway to Homeownership for Veterans: The Unmatched Benefits of VA Loans

Homeownership is a cherished dream for many, symbolizing financial stability, security, and the freedom to make a place truly one’s own. For U.S. military veterans, active-duty service members, and...
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Friday, May 12th, 2023

Why Isn’t My Offer Being Accepted!

After years of searching for our first home- My wife and I put in an offer on a home we absolutely loved. We were in a bidding war, and...
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Wednesday, April 12th, 2023

PLEASE PLEASE PLEASE – ASK FOR A SELLER CREDIT

Spring has Sprung and the 2023 buyer is starting to emerge from the Shadows. Early guesses on how the demographic for 2023 will turn out compared to previous years? ...
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Sunday, November 18th, 2018

The Home Purchase Process for California Homebuyers

Step 1 – Get preapproved for a mortgage and determine what payment you are comfortable with. Most experienced Real Estate Agents will require, or at least strongly urge, prospective...
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Friday, November 16th, 2018

Is Refinancing Worth It?

Have you been seeing and hearing ads to refinance your mortgage? Wondering if a no-cost refinance is too good to be true? Well, as Mike explained, a no-cost refinance is...
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Wednesday, November 14th, 2018

Is a Free Refinance Possible? Yes!

There is no word in the English Language that carries more emotional baggage than “Free.” We are introduced to Free at a very young age. We get a Free...
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Monday, November 12th, 2018

Should I Use a Mortgage Broker or a Bank?

It may seem counterintuitive to work through a mortgage broker. Whatever happened to “cutting out the middleman” and walking into a bank directly? How can you possibly benefit from...
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Saturday, November 10th, 2018

Pay Off a HERO Loan by Refinancing for Free

Are you stuck with a HERO loan with a “Villian’s” high interest rate? Looking to lower your monthly mortgage payment by removing your HERO loan payment from your property...
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We Are Here to Help You

Even if we are not your best choice for a loan, we’ll point
you in the right direction. Get Your Free, No-Pressure Rate Quote Here

Home Purchase Rates Home Refinance Rates

First Time Home Buyers :
Westlake Village
Thousand Oaks
Ventura County

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