Mortgage Broker in Thousand Oaks

Are you looking to purchase a home or refinance your mortgage with a mortgage broker in Thousand Oaks? If so, you found the right place!

Community First Mortgage is a mortgage broker located in Thousand Oaks California. We have been in business since 1986 and have helped thousands of homeowners with a refinance and a purchase loan.

When looking for mortgage broker services in Thousand Oaks we feel you should look for these qualities:

Fantastic rates
Low costs
Personalized service
Business Longevity
Local Office

Fantastic Rates

It’s been proven consumers save thousands of dollars by working with a mortgage broker and they can save even more by shopping their loan scenario with multiple mortgage brokers. We are confident you won’t find a better priced mortgage broker anywhere and if you do – we don’t think their service will be worth working with them!

The reason Community First Mortgage can offer lower mortgage rates than any other mortgage broker in Thousand Oaks is for two reasons. One, we simply earn less than almost any other mortgage broker. Two, we only work with the most competitive lenders which means when we quote you a rate, you can be confident you are getting the best rate on the market.

Low Costs

Many homeowners assume they must pay costs to complete a refinance or a purchase loan, but the majority of our clients opt for an interest rate that comes with a lender credit that covers all of their closing costs or the majority of their closing costs.

Sadly, some mortgage brokers might steer you to an interest rate or lender where they make more money – not in our case. We earn the same amount (paid by the lender) no matter what lender we work with, no matter what loan program you opt for and no matter what interest rate you go with. We truly do provide unbias guidance.

Personalized Service

If you find a high volume mortgage broker online – you will likely find they are not responsive as they have many clients to attend to. We are not a high volume brokerage who loses touch with their client. We aim to provide a more personalized experience that you will remember the next time you need to refinance or purchase a home. We want to be your go-to mortgage broker for life. We also hope you refer your friends, family, neighbors and coworkers and are confident we’ll deliver the same level of service to your loved ones.

Business Longevity

It’s tough to find another local mortgage broker in Thousand Oaks who has been in business for as long as we have – since 1986. Businesses don’t stay in business this long if they do not treat their clients (and their referrals!) well. Valerie Mitchell, the owner, started this business in 1986 and his son, Michael Mitchell Jr., has been working in the office for over a decade now and plans to run the business long enough to have his children take over the business someday.

Local Office

When looking for mortgage broker services in Thousand Oaks, you should consider a company who has a local office that you can walk into. While most of our clients like to handle their transactions over the internet and phone, it’s nice to have the option to stop by if you want to talk things through in person or if you want to drop off a document while you are in the area. We hope you will stop by and say hello!

If you would like to get started with the process, please give us a call at (805) 379-1850, complete an application on our website or request a rate quote by clicking the “Home Refinance Rates” or “Home Purchase Rates” buttons on this page.

We look forward to being your mortgage broker in Thousand Oaks!