Home Loans in Thousand Oaks

When searching for home loans in Thousand Oaks you should consider the following:

Experience
Competitive rates
Service
Local Office

Community First Mortgage is located in Thousand Oaks and has been offering fantastic rates since 1986. Whether you need a home loan for a purchase or a refinance it’s important to work with a mortgage company who has seen it all. Community First Mortgage has helped thousands of homeowners purchase a home over the years and assisted many of the same homeowner’s with a home loan refinance.

Experience

Purchasing a home is usually the largest transaction in a person’s life and it’s important to put your trust in a company that has a team of professionals who can navigate the home loan process expeditiously. At Community First Mortgage we have six local Thousand Oaks loan officers ready to assist you with a home loan.

Competitive Rates

You might be asking yourself, why would I use a mortgage broker for my home loan in Thousand Oaks when I can work with a big bank or a credit union directly and “cut out” the middleman.

Lenders discount their rates to mortgage brokers (wholesale) so even if you were to work with the same lender directly we could beat their retail rates. Many of our clients are surprised not only that we can beat their bank’s mortgage rates, but by how much we beat them by. It’s not uncommon for us to offer a home loan with a mortgage rate that is not only .25% – .5% lower than big banks but with costs that are multiple thousand dollars less.

Service

Not only will you get a lower rate with lower costs than a big bank or credit union can offer for your home loan in Thousand Oaks, but you will be provided with fantastic service.

Our business is built on repeat clients and referrals. The reason clients come back to us for a home loan in Thousand Oaks or refer their friends and family is – they are confident we’ll get the job done and deliver on the terms we originally offered.

Unlike big banks or large online lenders, their livelihood is not necessarily impacted if they don’t close your purchase on time or don’t deliver on the terms they originally offered. They have another client coming in the next day. Not us, our reputation means the world to us as our business depends on your satisfaction.

Local

While more and more clients prefer to handle their whole purchase or refinance transaction online, some clients still would like to come in and meet the team – and we are always happy to meet our clients in person.

Our office is located in Thousand Oaks right across the street from the Promenade in Westlake Village. We’ve been located in the same office building since 1986. A mortgage broker that has been in business as long as we have is a rarity in our industry and we plan on being around for a long time to come.

We hope we can help you with a home loan in Thousand Oaks! If you are ready to apply please click the “Apply Now” button above to start the application process. Or, if you would like to see how our rates look first, please request rates by clicking the “Purchase Loan Rates” button or “Refinance Loan Rates” button above. We’ll have a personalized rate quote out to you promptly.

We look forward to working with you!