If you are looking for a VA loan in Ventura County you came to the right place!
Community First Mortgage has the best VA rates in Ventura County. We encourage veterans and active duty military to shop rates with multiple lenders because shopping will save you thousands of dollars in costs and interest on your purchase loan or refinance. We are confident you won’t find a better priced lender.
Community First Mortgage is a mortgage broker located in Ventura County, specifically Westlake Village and has been in business in the same building since 1986 – which is a rarity for our industry. Our broker of record, Michael Mitchell, is a Vietnam war veteran where he served with the Special Forces.
The biggest reason we can offer fantastic rates is because we simply earn less than most brokers or lenders. We earn 1% of your loan amount and we are paid by the lender – not by you. Most brokers earn 2-3% on VA loans and the more they earn, the more expensive the loan is for you. Try asking another broker or lender what they earn on your loan and see if you get a straight answer! We don’t mind saying what we earn, because we know we earn less than any other lender or broker in Ventura County.
The other reason we can offer such low rates is – we are a broker, meaning we work with multiple lenders and we only work with the most competitive lenders – which is not the case with all brokers.
An IRRRL VA refinance is the easiest refinance program lenders have to offer. All the more reason brokers and lenders should not be charging a fortune to originate these loans and why VA borrowers should be getting the best possible rates on their refinance.
With an IRRRL VA refinance no appraisal is required and no income verification is necessary. Very straightforward process.
We can close a purchase or refinance in 30 days or less.
If you are ready to apply, you can click the apply now button on this page.
If you would like to request a rate quote, please click on the rate quote button below and we’ll be in touch with fantastic rate options.
We look forward to working with you!
