The 2024 conforming loan limit for Inyo County is $766,550 for a 1-unit property.
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If your loan amount is under $766,550 you can put as little as 3% down, and your entire down payment can be a gift.
First-time homebuyers purchasing a home in Inyo County may qualify for lower rates and costs by waiving Loan Level Pricing Adjustments or LLPAs if their gross annual qualifying income is $87,900 or less.
Loans above $766,550 in Inyo County would be considered a jumbo loan. Jumbo loans can have more difficult qualifying requirements, such as mandatory reserve funds and lower maximum debt-to-income ratios.
Homebuyers can put as little as 5% down on 2-4-unit properties as long as the property is their primary residence.
Here are the conforming loan limits for 2 to 4-unit properties in Inyo County…
- 2-unit property – $981,500
- 3-unit property – $1,186,350
- 4-unit property – $1,474,400
Click Here for FHA Loan Limits for Inyo County 2024
If you are looking for a purchase loan or a refinance in Inyo County, we would love to work with you! We can close a purchase loan in as little as 10 days and refinances in 15 days. You won’t find a lower rate and better service than Community First Mortgage.
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| Date Updated | Time |
|---|---|
| Nov 18, 2024 | 10:47 AM |
| Loan Type | Loan Purpose | Loan Term | Interest Rate | APR | Points |
|---|---|---|---|---|---|
| Conforming | Purchase | 30 year fixed | 6.375% | 6.502% | 1.038 |
| Conforming | Purchase | 30 year fixed | 6.625% | 6.670% | 0.189 |
| Conforming | Purchase | 20 year fixed | 6.625% | 6.660% | 0.000 |
| Conforming | Purchase | 15 year fixed | 5.500% | 5.687% | 0.928 |
| FHA | Purchase | 30 year fixed | 5.750% | 6.558% | 0.720 |
| VA | Purchase | 30 year fixed | 5.750% | 6.063% | 0.890 |
Conforming
30 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 6.375% | 6.502% | 1.038 |
| 6.625% | 6.670% | 0.189 |
20 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 6.625% | 6.660% | 0.000 |
15 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 5.500% | 5.687% | 0.928 |
FHA
30 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 5.750% | 6.063% | 0.890 |
VA
30 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 5.750% | 6.558% | 0.720 |
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