The high-balance conforming loan limit for 2022 in Los Angeles County is $970,800.
The “low-balance” conforming loan limit for 2022 in Los Angeles County is $647,200.
***Update as of 9/7/22 – We now have lenders accepting loans up to $715,000 as “low balance” conforming loans and up to $1,073,000 for high balance conforming loans in Los Angeles County in anticipation of the increase in loan limits for 2023. We expect the conforming loan limits for 2023 to be even higher when the limits come out in November 2022, but for now, borrowers can take advantage of the new, higher loan limits. Request your free rate quote today!***
- Both loan limits above are based on a 1-unit property.
Loans between $647,200 and $970,800 in Los Angeles County are considered high-balance conforming loans. High-balance loans tend to have slightly higher interest rates than loans under $647,200 (“low-balance”) and can have slightly tighter qualifying guidelines.