The high-balance conforming loan limit for 2022 in Orange County is $970,800.
The “low-balance” conforming loan limit for 2022 in Orange County is $647,200.
- Both loan limits above are based on a 1-unit property.
Loans between $647,200 and $970,800 in Orange County are considered high-balance conforming loans. High-balance loans tend to have slightly higher interest rates than loans under $647,200 (“low-balance”) and can have slightly tighter qualifying guidelines.