The 2025 conforming loan limit for Plumas County is $806,500 for a 1-unit property.
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If your loan amount is under $806,500 you can put as little as 3% down, and your entire down payment can be a gift.
First-time homebuyers purchasing a home in Plumas County may qualify for lower rates and costs by waiving Loan Level Pricing Adjustments or LLPAs if their gross annual qualifying income is $92,400 or less.
Loans above $806,500 in Plumas County would be considered a jumbo loan. Jumbo loans can have more difficult qualifying requirements, such as mandatory reserve funds and lower maximum debt-to-income ratios.
Homebuyers can put as little as 5% down on 2-4-unit properties as long as the property is their primary residence.
Here are the conforming loan limits for 2 to 4-unit properties in Plumas County…
- 2-unit property – $1,032,650
- 3-unit property – $1,248,150
- 4-unit property – $1,551,250
Click Here for FHA Loan Limits for Plumas County 2025
If you are looking for a purchase loan or a refinance in Plumas County, we would love to work with you! We can close a purchase loan in as little as 10 days and refinances in 15 days. You won’t find a lower rate and better service than Community First Mortgage.
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