The conforming loan limit for 2022 in San Bernardino County is $647,200.
***Update as of 9/7/22, some lenders are now accepting loans up to $715,000 as conforming loans in anticipation of the increase in loan limits for 2023. Put as little as 3% down through the end of 2022 as long as your loan is under $715,000. We expect the conforming loan limit for 2023 to be even higher than $715,000 when the limits come out in November 2022, but for now, borrowers can take advantage of the new limits up to $715,000.
- The limit above is based on a 1-unit property.
Loans above $647,200 in San Bernardino County would be considered a jumbo loan. Big banks and credit unions tend to have the most competitive rates on jumbo loans. As a mortgage broker, we are most competitive on conforming loans.
