The FHA loan limit for 2024 in San Bernardino County is $644,000.

  • The limit above is based on a 1-unit property.

Click Here to See Our Fantastic Rates!

Loans above $644,000 for a 1-unit property in San Bernardino County would not qualify for FHA financing.

FHA financing is possible on 2-4 unit properties as well.  Here are the FHA loan limits for multi-unit properties in San Bernardino County…

  • 2-unit property – $824,450
  • 3-unit property – $996,550
  • 4-unit property – $1,238,500

Click Here for Conforming Loan Limits for San Bernardino County 2024

If you are looking for a loan over $644,000 for a 1-unit property, you can explore conventional financing in San Bernardino County, where the conforming loan limit is $766,550.

If you are looking to purchase a home or refinance an existing home, we would love to work with you!  We are EXTREMELY competitive on FHA loans.

Most lenders earn 2-3 points (2-3% of your loan amount) or more on FHA loans.  We earn 1% of your loan amount (paid by the lender), and we do not charge any loan processing fees.  This is substantially less than 99% of the lenders out there, and any lender who can beat us on rate will lack the service we provide.

Along with offering lower FHA rates than competing lenders, we also offer rates with lender credits to apply toward closing costs.  Not all lenders offer rates that come with lender credits.

If you are looking for a purchase loan or a refinance in San Bernardino County, we would love to work with you!  We can close a purchase loan in as little as 10 days and refinances in 15 days.  You won’t find a lower rate and better service than Community First Mortgage.

Check out our reviews on Yelp!

Date UpdatedTime
Apr 12, 20244:02 PM
(Rates subject to change without notice)
Loan TypeLoan PurposeLoan TermInterest RateAPRPoints
ConformingPurchase30 year fixed6.625%6.724%0.741
ConformingPurchase30 year fixed6.990%7.017%0.000
ConformingPurchase20 year fixed6.125%6.295%1.072
ConformingPurchase15 year fixed5.750%5.928%0.864
FHAPurchase30 year fixed6.125%6.884%0.164
VAPurchase30 year fixed6.125%6.390%0.334

Conforming

30 Year Fixed

InterestAPRPoints
6.625%6.724%0.741
6.990%7.017%0.000

20 Year Fixed

InterestAPRPoints
6.125%6.295%1.072

15 Year Fixed

InterestAPRPoints
5.750%5.928%0.864

FHA

30 Year Fixed

InterestAPRPoints
6.125%6.390%0.334

VA

30 Year Fixed

InterestAPRPoints
6.125%6.884%0.164

Loan Assumptions