The conforming loan limit for 2023 in Alpine County is $726,200.

  • The limit above is based on a 1-unit property.

Loans above $726,200 in Alpine County would be considered a jumbo loan.  Big banks and credit unions tend to have the most competitive rates on jumbo loans.  As a mortgage broker, we are most competitive on conforming loans, which are loans under $726,200 in Alpine County.

Having said this, as a mortgage broker, we can offer jumbo loans with more straightforward qualifying guidelines, and we can close jumbo loans in as little as 15 days.  Most big banks and credit unions have difficulty closing quickly, and their guidelines will undoubtedly be tighter. (lower debt-to-income ratio requirements, higher reserve requirements…etc.)

If you are looking for a jumbo loan, we can either refer you to a jumbo lender with the best rates, or we would be happy to give you a hand if we are a better fit for you.

We are able to lend on 2-4 unit properties as well.  Here are the conforming loan limits for multi-unit properties in Alpine County

  • 2-unit property – $929,850
  • 3-unit property – $1,123,900
  • 4-unit property – $1,396,800

Click Here for FHA Loan Limits for Alpine County 2023

If you are looking for a purchase loan or a refinance in Alpine County, we would love to work with you!  You won’t find a lower rate and better service than Community First Mortgage.

Date UpdatedTime
Jun 1, 20233:11 PM
(Rates subject to change without notice)
Loan TypeLoan PurposeLoan TermInterest RateAPRPoints
ConformingPurchase30 year fixed5.999%6.104%0.842
ConformingPurchase30 year fixed6.500%6.527%0.000
ConformingPurchase20 year fixed5.999%6.100%0.535
ConformingPurchase15 year fixed5.000%5.232%1.238
FHAPurchase30 year fixed5.625%6.363%0.000
VAPurchase30 year fixed5.625%5.850%0.000


30 Year Fixed


20 Year Fixed


15 Year Fixed



30 Year Fixed



30 Year Fixed


Loan Assumptions

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