The high-balance FHA loan limit for 2024 in Los Angeles County is $1,149,825.

The “low-balance” FHA loan limit for 2024 in Los Angeles County is $766,550.

  • Both loan limits above are based on a 1-unit property.

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FHA loans between $766,550 and $1,149,825 in Los Angeles County are considered high-balance FHA loans.  FHA high-balance loans tend to have slightly higher interest rates than FHA loans under $766,550 (“low-balance”).

It’s worth asking your mortgage loan officer if you can secure a better rate by keeping your loan balance under $766,550 in Los Angeles County, California.

Loans above $1,149,825 in Los Angeles County are considered jumbo loans and would not qualify for FHA financing.

FHA financing is possible on 2-4 unit properties as well.  Here are the FHA loan limits for multi-unit properties in Los Angeles County…

  • 2-unit property – $1,472,250
  • 3-unit property – $1,779,525
  • 4-unit property – $2,211,600

Click Here to see Conforming Loan Limits for Los Angeles County 2024

If you are looking to purchase a home or refinance an existing home, we would love to work with you!  We are EXTREMELY competitive on FHA loans.

Most lenders earn 2-3 points (2-3% of your loan amount) or more on FHA loans.  We earn 1% of your loan amount (paid by the lender), and we do not charge any loan processing fees.  This is substantially less than 99% of the lenders out there, and any lender who can beat us on rate will lack the service we provide.

Along with offering lower FHA rates than competing lenders, we also offer rates with lender credits to apply toward closing costs.  Not all lenders offer rates that come with lender credits.

If you are looking for a purchase loan or a refinance in Los Angeles County, we would love to work with you!  We can close a purchase loan in as little as 10 days and refinances in 15 days.  You won’t find a lower rate and better service than Community First Mortgage.

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Date UpdatedTime
Feb 21, 202410:26 AM
(Rates subject to change without notice)
Loan TypeLoan PurposeLoan TermInterest RateAPRPoints
ConformingPurchase30 year fixed6.250%6.395%1.243
ConformingPurchase30 year fixed6.625%6.655%0.037
ConformingPurchase20 year fixed6.125%6.225%0.525
ConformingPurchase15 year fixed5.750%5.883%0.575
FHAPurchase30 year fixed5.750%6.522%0.347
VAPurchase30 year fixed5.750%6.027%0.517

Conforming

30 Year Fixed

InterestAPRPoints
6.250%6.395%1.243
6.625%6.655%0.037

20 Year Fixed

InterestAPRPoints
6.125%6.225%0.525

15 Year Fixed

InterestAPRPoints
5.750%5.883%0.575

FHA

30 Year Fixed

InterestAPRPoints
5.750%6.027%0.517

VA

30 Year Fixed

InterestAPRPoints
5.750%6.522%0.347

Loan Assumptions