Loan Officers in Ventura County

Are you looking for a loan officer in Ventura County? Look no further!

Community First Mortgage is located in Ventura County. We have five loan officers on staff.

  • Valerie Mitchell – Loan Officer – (and owner) with over 45 years of experience.
  • JB Samuelson – Loan Officer – over 20 years of experience
  • Michael Mitchell – Loan Officer – over 10 years of experience
  • Neil Coulsell – Loan Officer – over 10 years of experience
  • Brian McClure – Loan officer – over 2 years of experience.
When looking for a loan officer in Ventura County, you want to look for a few attributes…

  1. Competitive rates
  2. Knowledgeable
  3. Responsive
  4. Part of a great team

Competitive rates

At Community First Mortgage, while we feel lucky everytime a new client finds us – after we hear what rates other lenders are offering the same clients before they reach out to us – we think “I bet they are happy they found us!”

The reason our loan officers in Ventura County are able to offer competitive rates is because as a broker, we simply earn less than nearly all other mortgage brokers and we only work with the most competitive lenders. Big banks and credit unions have huge expenses that mortgage brokers don’t have – which is why big banks and credit unions charge much higher rates with much higher costs.


The downside of working with a huge lender or broker is you tend to get lost and your loan does not get the attention it deserves. Also, if you work with a one-person broker shop, he or she has nobody in the office to bounce their ideas off of.

If one of our loan officers run into a situation they are not familiar with – chances are somebody in the office has dealt with the scenario and can help give guidance on how best to handle the situation. Our team of 10+ employees is a fantastic team to help guide your loan to the finish line.


Whether you are purchasing a home or refinancing you need a loan officer who will pick up his or her phone and answer your emails promptly. Our loan officers in Thousand Oaks work as a mortgage broker and they work on referrals. The only way to earn referrals is to make sure our clients are happy and make sure your questions are answered quickly and with thoughtfulness.

Part of a Great Team

Going back to the benefit of our size, we have just the right amount of people to handle the influx of volume while still providing fantastic customer service to ensure your loan closes on time and smoothly.
Please check out our loan officer reviews in Ventura County on our Yelp website. We look forward to making you our next happy client!

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