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Home Purchase Rates Home Refinance Rates

What Community First Mortgage Company Offers Santa Barbara Home Buyers

Home Purchase Loans

Refinance into a Lower Rate

Refinance with Cashout

Community First Mortgage Broker Westlake Village CA

Why Choose Us Why Community First Mortgage?

Our Santa Barbara, CA mortgage lender has the experience to effectively guide you through the purchase or refinance process and avoid potential problems along the way.

Local

Feel like meeting your loan officer in person? We’re here for you! Want to hand your confidential income and asset documentation to your loan officer? Our Santa Barbara mortgage brokers are here for you! Want to discuss Survivor, Stranger Things, Game of Thrones or the NFL? We are most definitely here for you!

Highly Rated

We take pride in our work and our reviews. You will be hard-pressed to find a more well-reviewed local mortgage broker than us. We will make you our next 5-star review!

Fantastic Rates

Everyone loves a local well-reviewed lender, but we also need to deliver on rate. We do this by charging less than our local competition and partnering with aggressively priced national lenders to bring you the best possible terms on your unique loan scenario.

Know More About Us Who We Are

Community First Mortgage was founded in 1986 near Santa Barbara, CA. We originally specialized in purchase loans, handling entire subdivisions for many Southern California Builders. As our purchase clients started to move or refinance we have had the pleasure of growing with them. Our Thousand Oaks mortgage company remains a family business that thrives on repeat clients and referrals to their family and friends. We look forward to offering you the most competitive rates and customized personal attention–it’s what you and your family deserve!

Community First Mortgage Lender Westlake Village CA

10,000+
Successfully Closed Loans

5-Star Rating
On Yelp and Google

Meet the Team

Speak or Text with Our Team Today

1-805-379-1850

Get Preapproved in 3 Easy Steps You Can Have a Preapproval Letter in as Little as an Hour

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People Love Us on Yelp!

Community First Mortgage has the honor of being recognized as one of the best mortgage brokers in Westlake Village & Thousand Oaks, CA.

Our Testimonials What Our Clients Say About Us

I would like to give a huge THANK YOU to Mike Mitchell and his team at Community First Mortgage! They literally stepped in with only weeks to spare after our other lender fell through! We had a very difficult loan due to owning another rental property and Mike and his team stepped in and saved the loan!
Lisa J.
Purchase
She worked extremely well with the escrow company as well as my super agent. I'm still amazed...JB, I told you before, but I'm going to tell you again, you were the best thing that happened to us during our home purchase.
Andre M.
Purchase
This is my first home and first time refinancing so I was not familiar with the process. Neil walked me through step by step and answered all of my many questions. I had also checked with a few other banks and lenders and Neil was able to get me the best rate...
Lindsey H.
Refinance
I should begin by saying I am writing about my second experience with Community First Mortgage and I am just as pleased this time as I was the first time...JB was always available and answered all my questions with patience. She answered every email fast...
Richard R.
Purchase
Neil was able to get me a no-cost loan at a very competitive rate, and a slew of cash on top of that. With his suggestion, I will use that cash to pay off some old debt and revisit refinancing in about a year when my FICO score is more agreeable to an even lower interest rate.
Robert D.
Refinance
We were first time homebuyers and weren't sure where to start. Mike and Val were honest and upfront. They provided great advice and guidance. Even better, they were very accessible and prompt with replies to emails and phone calls. They made the entire process extremely easy.
Heather M.
Purchase

Home Purchase Rates Home Refinance Rates

Frequently Asked Questions

Do you offer no-cost loans?

Yes! Unlike most all big banks and credit unions and the vast majority of mortgage brokers – most of our refinances are no-cost.

Do you collect a deposit?

No! Big banks and popular online lenders try to get their hooks in you by collecting a deposit upfront. Don’t fall for it! We don’t charge anything upfront before locking a rate.

How fast can you close a purchase?

In as little as 10 calendar days! Make your offer stand out by offering to close quickly. Lean on us to make it happen.

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