Refinancing in Westlake Village

If you are considering refinancing in Westlake Village – you’ve come to the right place!

Community First Mortgage is a mortgage broker that has been located in Westlake Village since 1986. Community First Mortgage has helped thousands of clients refinance throughout the years and we look forward to helping any Westlake Village homeowner looking to refinance today.

When a homeowner in Westlake Village is considering refinancing, they should be looking for the following points.

Lowest rates combined with the lowest fees
Fantastic service
A local lender
Expertise

Lowest Rates Combined with the Lowest Fees

Consumers should request at least three quotes for a refinance in Westlake Village. If you have friends or family who have recommended a lender, I would certainly start there, but I would also look for a highly rated mortgage broker on Yelp and Google. Be sure to shop rates on the same day as rates change everyday.

What you will find is most lenders offer the same rates or very similar rates. The trick to getting the best deal is to find the lender that can offer the best rates with the lowest fees. When you hear mortgage rates are going up or going down, it’s not the interest rates that are changing – it’s the associated fees for any particular interest rate that are changing everyday.

We constantly hear from new clients – “Wow, I can’t believe how much higher my bank’s mortgage rates are compared to yours.” And this is not something we ever get tired of hearing! Mortgage brokers certainly have a place in this world.

Big Banks have shareholders to consider, lots of employees to pay, commercials to pay for and expensive real estate. Big Banks have no choice but to charge more because they have lots of expenses to cover. This is not the case for mortgage brokers, our costs are low and mortgage lenders discount their rates to us which is why we consistently beat big banks’ rates.

Not only do we beat retail banks on rates and fees, but we consistently beat other mortgage brokers too. How is this possible? Simple, we earn less than almost all mortgage brokers and we only work with the most competitive lenders. If you do find a mortgage broker who earns less than us, chances are – their service won’t be worth the small improvement in costs.

Fantastic Service

We’ve been in business since 1986. Companies don’t stay in business 45+ years without taking care of their clients. We pride ourselves on the referrals we receive and repeat clients that come back to us throughout their lives for financing. Check out our reviews on Yelp and Google – you will be hard-pressed to find a more well-reviewed mortgage broker than us. We look forward to providing you with our five-star service.

Local Lender

If you can find a mortgage broker (like us!), who has better rates than your local bank and credit union and they have a local office where you can drop off paperwork (if don’t want to upload securely) and you are supporting local small business – why would you want to work with anyone else?

Expertise

When you are looking to refinance in Westlake Village, you are typically looking to lower your interest rate or take cashout. Either way, it’s important that you close on time because you don’t want to lose your rate lock or you don’t want to delay your cashout. For these reasons, it’s important to find a local mortgage broker who gives you the attention you deserve to make sure your refinance goes smoothly.

Keep in mind mortgage brokers don’t charge anything upfront and we are only paid if you close which means we are motivated to make sure you close and you will only close if we deliver on the original terms (or better!) and you will only refer your family and friends if you are happy with how the process.

With a big bank or a credit union, if one client gets lost in the shuffle it doesn’t really impact their business. Not the case with ours, every client means the world to us and we treat them like our business depends on it.

If you are looking for a quote to refinance your home in Westlake Village please click the “refinance rates” button on this page and we’ll be in touch with some fantastic rates and options.