The 2026 conforming loan limit for Imperial County is $832,750 for a 1-unit property.
Click Here to See Our Fantastic Rates!
If your loan amount is under $832,750 you can put as little as 3% down, and your entire down payment can be a gift.
First-time homebuyers purchasing a home in Imperial County may qualify for lower rates and costs by waiving Loan Level Pricing Adjustments or LLPAs if their gross annual qualifying income is $73,100 or less.
Loans above $832,750 in Imperial County would be considered a jumbo loan. Jumbo loans can have more difficult qualifying requirements, such as mandatory reserve funds and lower maximum debt-to-income ratios.
Homebuyers can put as little as 5% down on 2-4-unit properties as long as the property is their primary residence.
Here are the conforming loan limits for 2 to 4-unit properties in Imperial County…
- 2-unit property – $1,066,250
- 3-unit property – $1,288,800
- 4-unit property – $1,601,750
Click Here for FHA Loan Limits for Imperial County 2026
If you are looking for a purchase loan or a refinance in Del Norte County, we would love to work with you! We can close a purchase loan in as little as 10 days and refinances in 15 days. You won’t find a lower rate and better service than Community First Mortgage.
Check out our reviews on Yelp!
| Date Updated | Time |
|---|---|
| Jul 1, 2026 | 2:53 PM |
| Loan Type | Loan Purpose | Loan Term | Interest Rate | APR | Points |
|---|---|---|---|---|---|
| Conforming | Purchase | 30 year fixed | 5.990% | 6.118% | 1.047 |
| Conforming | Purchase | 30 year fixed | 6.375% | 6.387% | -0.181 |
| Conforming | Purchase | 20 year fixed | 5.750% | 5.919% | 1.048 |
| Conforming | Purchase | 15 year fixed | 5.375% | 5.587% | 1.060 |
| FHA | Purchase | 30 year fixed | 5.625% | 6.395% | 0.309 |
| VA | Purchase | 30 year fixed | 5.750% | 5.999% | 0.194 |
Conforming
30 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 5.990% | 6.118% | 1.047 |
| 6.375% | 6.387% | -0.181 |
20 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 5.750% | 5.919% | 1.048 |
15 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 5.375% | 5.587% | 1.060 |
FHA
30 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 5.750% | 5.999% | 0.194 |
VA
30 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 5.625% | 6.395% | 0.309 |
Request a quick rate quote below and see how much you can save!
