The 2026 conforming loan limit for Inyo County is $832,750 for a 1-unit property.
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If your loan amount is under $832,750 you can put as little as 3% down, and your entire down payment can be a gift.
First-time homebuyers purchasing a home in Inyo County may qualify for lower rates and costs by waiving Loan Level Pricing Adjustments or LLPAs if their gross annual qualifying income is $97,100 or less.
Loans above $832,750 in Inyo County would be considered a jumbo loan. Jumbo loans can have more difficult qualifying requirements, such as mandatory reserve funds and lower maximum debt-to-income ratios.
Homebuyers can put as little as 5% down on 2-4-unit properties as long as the property is their primary residence.
Here are the conforming loan limits for 2 to 4-unit properties in Inyo County…
- 2-unit property – $1,066,250
- 3-unit property – $1,288,800
- 4-unit property – $1,601,750
Click Here for FHA Loan Limits for Inyo County 2026
If you are looking for a purchase loan or a refinance in Inyo County, we would love to work with you! We can close a purchase loan in as little as 10 days and refinances in 15 days. You won’t find a lower rate and better service than Community First Mortgage.
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| Date Updated | Time |
|---|---|
| Aug 7, 2026 | 2:31 PM |
| Loan Type | Loan Purpose | Loan Term | Interest Rate | APR | Points |
|---|---|---|---|---|---|
| Conforming | Purchase | 30 year fixed | 6.250% | 6.347% | 0.704 |
| Conforming | Purchase | 30 year fixed | 6.500% | 6.498% | -0.330 |
| Conforming | Purchase | 20 year fixed | 5.875% | 6.019% | 0.846 |
| Conforming | Purchase | 15 year fixed | 5.490% | 5.703% | 1.061 |
| FHA | Purchase | 30 year fixed | 5.750% | 6.501% | 0.091 |
| VA | Purchase | 30 year fixed | 5.750% | 6.009% | 0.300 |
Conforming
30 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 6.250% | 6.347% | 0.704 |
| 6.500% | 6.498% | -0.330 |
20 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 5.875% | 6.019% | 0.846 |
15 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 5.490% | 5.703% | 1.061 |
FHA
30 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 5.750% | 6.009% | 0.300 |
VA
30 Year Fixed
| Interest | APR | Points |
|---|---|---|
| 5.750% | 6.501% | 0.091 |
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