Loan Officers in Westlake Village

Looking for a loan officer in Westlake Village to help with a refinance or a purchase loan? If so, you came to the right place!

Community First Mortgage is a small family-owned mortgage company located in Westlake Village, California. We have been in business since 1986 and we’re located in the same building across the street for the Promenade at Westlake Village where our business was first established – before the Promenade was even built!

Community First Mortgage has seven loan officers in Westlake Village ready to serve you. When working with our loan officer you should expect:

Fantastic rates
Personalized service
Local office

Fantastic Rates

One reason our loan officers can offer lower rates than just about anybody is we simply earn less than most mortgage brokers and lenders. The less we earn the better rates we can offer you. You might ask, why don’t I think cut out the middleman entirely and just work with a bank or lender directly. The reason is – lenders discount their rates to us which is why we can offer lower rates than if you were to work directly with the same lender!

A second reason our loan officers in Westlake Village can offer lower rates is because we only work with the most competitive lenders. Not all lenders lead on pricing the same day, which is why it’s important to work with a mortgage broker for your refinance or purchase loan. Our loan officer will shop your specific loan scenario with over a dozen different lenders to make sure you get the most competitive rate on any given day.

Finally, being a broker – you are our client. It’s our job to make sure you are happy at the end of the process because not only do we want you to come back to us the next time you refinance or purchase a home, but we also want you to feel comfortable referring your friends, family, neighbors and coworkers to us.

When you work with a bank loan officer, they work for the bank and must protect the bank’s interest. If mortgage rates fall during the process will the bank loan officer tell you? We will absolutely look to move your loan to another lender and secure a lower rate if rates fall by .25% during the process – which can happen.

Personalized Service

Our business depends on repeat clients and referrals. We know clients will only come back to us for their next refinance or purchase loan if we deliver on what we originally offered and we close in a timely manner. When our loan officers do those things, they know our clients will be happy to send their friends, family, neighbors and coworkers our way for a refinance or a purchase loan, because our clients know we won’t let them down.

Local Office

While most of our clients prefer to handle the whole process electronically, having a local office in Westlake Village allows our clients to pop in and say hello and go over any questions they have. Having a loan officers with a local Westlake Village office allows our clients to drop off paperwork with us if they would like and they also have a place to meet with the notary to sign their final loan documents. We love having an office in the community we serve.

If you are looking for a loan office in Westlake Village to help you with a refinance or a purchase loan we hope you will call (805) 379-1850, email, complete an application or request a rate quote. We think you will be happy you found us!

Michael Mitchell Jr.

Owner - NMLS 795011
Valerie Mitchell

CFO/Loan Officer - NMLS 352598
Neil Coulsell

Loan Officer - NMLS 343149
JB Samuelson

Operations Manager / Loan Officer - NMLS 1336739
Brian McClure

Loan Officer - NMLS 1913123

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Home Purchase Rates Home Refinance Rates

First Time Home Buyers :
Westlake Village
Thousand Oaks
Ventura County

Michael Mitchell Jr.

Owner - NMLS 795011

Mike did a short stint at Community First during high school which allowed him to park closer to campus than the actual student body parking lot. That turned out to be his first and last “company perk”. After high school he attended UCSB and later Pepperdine Law School. He became an attorney in 2006 which should have led to him to fulfilling his family’s wishes of avoiding the cyclical Real Estate market. Instead, he rejoined the family business, married his high school sweetheart, hired his best friend since elementary school, and bought a home down the street from his parents. He has been accused of not branching out very well.

Apply with Mike

Valerie Mitchell

CFO/Loan Officer - NMLS 352598

Valerie Mitchell obtained her Real Estate License in 1970 but according to Val child labor was far more acceptable at the time. She enjoys being the matriarch of the office and has funded well over a billion dollars in loans throughout her 30+ years at Community First Mortgage.

Apply with Valerie

Neil Coulsell

Loan Officer - NMLS 343149

Neil Coulsell was born and raised in Westlake Village. Graduated from UCSB in 2003 with a degree in Business Economics. Neil lives in Thousand Oaks with his wife and four children. When not at work, you can find Neil coaching his children’s baseball, basketball, and soccer teams throughout the Conejo Valley. Neil has worked for Community First Mortgage since he was first licensed in 2010. He has closed over 1200 loans with total volume of over 500 million. At Community First Mortgage we pride ourselves on being a local, family-owned company offering incredible rates and service. Community First Mortgage is the #1 rated mortgage broker on Yelp in Ventura County! Whether you are looking for a fantastically low rate with low costs or want to close a purchase loan in as little as 10 days – Neil will love to make that happen!

Apply with Neil

JB Samuelson

Operations Manager / Loan Officer - NMLS 1336739

It’s a girl! And JB is short for JB. Those two answers account for 25% of the traffic on this webpage. While updating the website, JB was upset to realize that this bio can now accurately report that she has over 20 years’ experience in the mortgage industry. During those 20 years JB has been a Lender Rep, Loan Processor, Loan Officer, and Underwriting Manager. Basically JB has handled any position this industry has to offer. Fun Facts= JB speaks Tagalog and is one of 4 siblings whose names all begin with J.

Apply with JB

Brian McClure

Loan Officer - NMLS 1913123

Apply with Brian