The conforming loan limit for 2024 in Trinity County is $766,550.

  • The limit above is based on a 1-unit property.

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Loans above $766,550 in Trinity County would be considered a jumbo loan.  Big banks and credit unions tend to have the most competitive rates on jumbo loans.  As a mortgage broker, we are most competitive on conforming loans, which are loans under $766,550 in Trinity County.

Having said this, as a mortgage broker, we can offer jumbo loans with more straightforward qualifying guidelines, and we can close jumbo loans in as little as 15 days.  Most big banks and credit unions have difficulty closing quickly, and their guidelines will undoubtedly be tighter. (lower debt-to-income ratio requirements, higher reserve requirements…etc.)

If you are looking for a jumbo loan, we can either refer you to a jumbo lender with the best rates, or we would be happy to give you a hand if we are a better fit for you.

We are able to lend on 2-4 unit properties as well.  Here are the conforming loan limits for multi-unit properties in Trinity County

  • 2-unit property – $981,500
  • 3-unit property – $1,186,350
  • 4-unit property – $1,474,400

Click Here for FHA Loan Limits for Trinity County 2023

If you are looking for a purchase loan or a refinance in Trinity County, we would love to work with you!  We can close a purchase loan in as little as 10 days and refinances in 15 days.  You won’t find a lower rate and better service than Community First Mortgage.

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Date UpdatedTime
Nov 29, 20232:26 PM
(Rates subject to change without notice)
Loan TypeLoan PurposeLoan TermInterest RateAPRPoints
ConformingPurchase30 year fixed6.125%6.315%1.718
ConformingPurchase30 year fixed6.625%6.652%0.000
ConformingPurchase20 year fixed6.375%6.410%0.000
ConformingPurchase15 year fixed5.500%5.691%0.957
FHAPurchase30 year fixed5.750%6.535%0.483
VAPurchase30 year fixed5.750%6.030%0.553

Conforming

30 Year Fixed

InterestAPRPoints
6.125%6.315%1.718
6.625%6.652%0.000

20 Year Fixed

InterestAPRPoints
6.375%6.410%0.000

15 Year Fixed

InterestAPRPoints
5.500%5.691%0.957

FHA

30 Year Fixed

InterestAPRPoints
5.750%6.030%0.553

VA

30 Year Fixed

InterestAPRPoints
5.750%6.535%0.483

Loan Assumptions